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© Andrew Harrer/Bloomberg/Getty Images     December is here, and you know what that means. No, not just winter and shopping and “Star Wars” and Santa Claus. This year, December likely also means a long-awaited interest rate hike. It is widely expected that the Federal Reserve will raise rates at its policy meeting later this month, from a range of 0-to-0.25 percent to 0.25-to-0.50 percent. This, despite the small absolute change, is actually a pretty big deal. It would end the long experiment with rock bottom interest rates that started in 2008. And it would represent the first monetary policy tightening in nearly 10 years. Millions of Americans will be affected. Car loans will get more expensive. Mortgage rates will rise. Floating rates on credit cards and home equity loans will rise. Related: 10 Ways the Fed’s Looming Rate Hike Touches You But how, exactly, will Fed Chair Janet Yellen and her   cohorts actually increase the cost of credit? The simple ...

Pakistan is one of the most beautiful countries in the world when it comes to natural views and landscapes. It has almost everything a tourist wants to see, landscapes, mountains, glaciers, historical and ancient places, forts and castles etc. Everyone of them have their own charm, but some of them, at times, look so mysterious that they look as if they are not from Pakistan, even not from planet earth, and look like as if they are from some other planet. If you believe in fairy tales and fantasy worlds, you will relate these images to those dreamy fantasy worlds. These all are actually places in Pakistan.